In today communication, we may not be able to get away from our smartphone. Most of our activities are conducted using a smartphone; such as texting, making a phone call, instant messaging, access social media, access browser, reading news, even working with simple office software. From the business need to leisure, it seems like the […]
The effort of encouraging cashless payment has been announced for recent years. In order to encourage this discourse, numbers of a digital wallet, or also known as electronic money is made by the bank and another non-banking provider. According to our data, some popularly owned electronic money product among our respondents are Go-Pay, e-Money, and […]
Since it is firstly introduced, Go-Pay has been warmly welcomed by most Go-Jek customer. This digital wallet is considered as very useful to support customer on using Go-Jek services. Moreover, Go-Jek also boost its digital environment with several features such as Go-Points, cheaper tarif, cash withdrawal, and number of supportive features for their customer who […]
JAKPAT has conducted a banking survey about the financial product of digital consumer. This survey was conducted toward 1739 respondents of JAKPAT from all range of age and all over Indonesia. The aim of this survey is finding out digital consumer financial literacy and financial product penetration. The essentials: Research Detail Financial Product: Aware vs Owned Financial […]
Umrah is an Islamic pilgrimage to Saudi Arabia performed by Muslims that can be undertaken at any time of the year, in contrast to the Hajj which has specific dates according to the Islamic lunar calendar. Recently, there were some fraud cases toward Umrah pilgrims in Indonesia, in which using the cheap package promotion as […]
In this digital era, there is a wide range of sources where people can get news and information. Not only the traditional news package on television or the hardnews on newspaper, but people can also get news and information from the internet. The internet itself offers vary ways that enable people to get news and […]
The crowd of living in big cities may left a problem related to the living space. Due to the expensive price of land, as well as the limited space for building a house most urban citizen seems to prefer apartment as their living space. The interest of living in apartment at some point also show […]
Cashless society is a term for describing a state where financial transactions are not conducted with money in the form of physical bank notes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the transacting parties.[1] JAKPAT conducted a survey towards 2000+ respondents across Indonesia about their payment preferences for […]
Different age segment may lead to a different result of financial literacy. At some point, there is an assumption that older people may have better financial knowledge than the younger segment. However, it may not always applied so since today younger segment may have greater financial information exposure from media. Moreover, their different experience, resource, […]
The key chain of the industry nowadays is held by the millennials generation. As the generation that is connected online every day and living in the digital era, the millennials has their own way in spending their income towards their needs. Regarding to this matter, recently JAKPAT has conducted a survey series in order to see […]