The increasing trend of smartphone penetration in Indonesia and cashless society has a huge potential to develop mobile or digital based payment systems. Currently, the mobile payment market in Indonesia is growing crowded as companies rush to tap unbanked population and they offer practicality and convenience to users. Even today most banks have used digital […]
The trend of online purchasing or online shopping has been growing vastly in the past several years. And, that trend did not leave purchasing Qurban behind because now anyone can buy their Qurban from their computer or smartphone. Therefore we conducted this survey; we wanted to find out what the trend was going to be […]
In today communication, we may not be able to get away from our smartphone. Most of our activities are conducted using a smartphone; such as texting, making a phone call, instant messaging, access social media, access browser, reading news, even working with simple office software. From the business need to leisure, it seems like the […]
The effort of encouraging cashless payment has been announced for recent years. In order to encourage this discourse, numbers of a digital wallet, or also known as electronic money is made by the bank and another non-banking provider. According to our data, some popularly owned electronic money product among our respondents are Go-Pay, e-Money, and […]
Since it is firstly introduced, Go-Pay has been warmly welcomed by most Go-Jek customer. This digital wallet is considered as very useful to support customer on using Go-Jek services. Moreover, Go-Jek also boost its digital environment with several features such as Go-Points, cheaper tarif, cash withdrawal, and number of supportive features for their customer who […]
JAKPAT has conducted a banking survey about the financial product of digital consumer. This survey was conducted toward 1739 respondents of JAKPAT from all range of age and all over Indonesia. The aim of this survey is finding out digital consumer financial literacy and financial product penetration. The essentials: Research Detail Financial Product: Aware vs Owned Financial […]
Umrah is an Islamic pilgrimage to Saudi Arabia performed by Muslims that can be undertaken at any time of the year, in contrast to the Hajj which has specific dates according to the Islamic lunar calendar. Recently, there were some fraud cases toward Umrah pilgrims in Indonesia, in which using the cheap package promotion as […]
In this digital era, there is a wide range of sources where people can get news and information. Not only the traditional news package on television or the hardnews on newspaper, but people can also get news and information from the internet. The internet itself offers vary ways that enable people to get news and […]
The crowd of living in big cities may left a problem related to the living space. Due to the expensive price of land, as well as the limited space for building a house most urban citizen seems to prefer apartment as their living space. The interest of living in apartment at some point also show […]
Cashless society is a term for describing a state where financial transactions are not conducted with money in the form of physical bank notes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the transacting parties.[1] JAKPAT conducted a survey towards 2000+ respondents across Indonesia about their payment preferences for […]